Recreational Marine Watercraft Products
Maritime Program Group's Watercraft Insurance programs span all types and sizes of boats and yachts. Our comprehensive programs, deep coverage areas, and extended navigation solutions are able to answer every client demand. With more than 15,000 yachts protected under MPG programs and 20+ years of underwriting experience, no other program group has more experience, insight, or answers.
Products
- Luxury Yachts. Custom program for Captained Yachts with values greater than $1,000,000. World-wide navigation available.
- Small Boats. From bass boats to ski boats and runabouts, we offer products and programs to cover your risks, including watersports liability.
- Yachts. For yachts greater than 26 feet in length we have competitive programs and pricing available throughout the country.
- Live-Aboards. A specifically tailored program to address the unique needs of live-aboard owners, including personal liability insurance.
- Houseboats. Coverage available for Houseboats on inland lakes and rivers.
- “Mature” Vessels. We offer coverage for older vessels (25+ years) on a national basis.
- High Performance Boats. Designed for vessels with speeds in excess of 66 MPH.
- Personal Watercraft. Solutions for all types of personal watercraft.
Coverage Available
MPG was the first program to offer Marine Assist Services with World Wide Concierge Service including Accidental Death & Dismemberment coverage. Additionally, MPG offers many unique coverage enhancements that have been created by our Underwriters to address the specific needs of today's Recreational Marine customers. Learn more about our underwriting programs and contact us to find out how our customized enhancements can win your next client.
Typical Coverage Available
- All risk and replacement cost policies
- Agreed hull value
- Protection and Indemnity
- Medical payments
- Personal effects
- Uninsured boaters
- Fuel spill liability
- Towing and assistance
- Tender coverage
- Mechanical breakdown
- Held Covered Clause
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Enhancement Coverages Available
- Jones Act crew coverage
- Six pack Charter endorsements
- Breach of Warranty
- Cargo Coverage
- War & Confiscation
- Coral Reef Damage
- Fine Arts Coverage
- Fishing Gear
- Repatriation
- Fire Arms Confiscation
- Marine Assist Services
- Accidental Death & Dismemberment
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MPG Recreational Marine Watercraft Advantages
- Work and negotiate directly with our in-house underwriters who have unmatched expertise and hands-on trades experience
- Policies and endorsements are issued directly by us
- Available in all states
- Broad capacity, from bass boats to multi-million dollar luxury yachts
- Remarkable service, proactive communications, and timely responses
- Instant online access to quotes, commission reports, endorsements, reprints, and more
- Exclusive programs, provided through A.M. Best “A” rated carriers
- Direct or agency billing
- Competitive commission schedules
- Dedicated in-house claims unit
- Industry specific loss prevention tools and services